:root{
  --navy:#062B4C;
  --navy-2:#0B3B66;
  --gold:#D6A229;
  --gold-light:#E7C45A;
  --cream:#F7F7F5;
  --white:#FFFFFF;
  --ink:#172B3F;
  --muted:#4E6072;
  --border:#D7E0E8;
  --max:1180px;
  --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto}
.container{width:min(92%,var(--max));margin:0 auto}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.98);border-bottom:1px solid var(--border);box-shadow:0 2px 12px rgba(6,43,76,.06)}
.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:1.2rem;white-space:nowrap}
.brand strong{font-size:1.22rem}
.brand .mark{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:900}
.brand span span{color:var(--gold)}
nav{display:flex;align-items:center;gap:18px;font-size:.9rem;font-weight:700}
nav a{color:var(--navy)}
nav a:hover{color:var(--gold)}
.nav-cta{background:var(--navy);color:#fff!important;padding:10px 16px;border-radius:999px}
.menu-toggle{display:none;border:0;background:none;color:var(--navy);font-size:1.6rem;cursor:pointer}
.hero-image{display:block;width:100%;height:auto;max-height:720px;object-fit:cover}
.hero{display:flex;align-items:center;background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff}
.hero-content{padding:78px 0;max-width:820px}
.page-hero{display:flex;align-items:center;min-height:300px;background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff}
.page-hero .hero-content{padding:64px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.76rem;font-weight:800;color:var(--gold)}
.hero .eyebrow,.page-hero .eyebrow,.navy .eyebrow,.cta .eyebrow{color:var(--gold-light)}
h1{font-size:clamp(2.35rem,5vw,4.5rem);line-height:1.06;margin:16px 0 22px;color:var(--navy)}
.hero h1,.page-hero h1{color:#fff}
h1 span{color:var(--gold-light)}
h2{font-size:clamp(1.9rem,3.6vw,3rem);line-height:1.12;margin:10px 0 16px;color:var(--navy)}
h3{color:var(--navy);margin:8px 0}
p{margin-top:0;color:var(--ink)}
.hero p{font-size:1.1rem;max-width:720px;color:#eef5f8}
.buttons{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border-radius:10px;font-weight:800;border:2px solid transparent;transition:.2s ease}
.btn:hover{transform:translateY(-1px)}
.primary{background:var(--gold);color:var(--navy)!important}
.secondary{background:var(--navy);color:#fff!important}
.light{background:#fff;color:var(--navy)!important;border-color:var(--gold)}
.phone-cta{background:var(--navy);color:#fff!important;border:2px solid var(--gold);font-weight:900}
.phone-cta span{color:var(--gold-light)}
.note{font-size:.9rem!important;color:#dce7ee!important;margin-top:18px}
.trust{background:var(--navy);color:#fff;border-top:4px solid var(--gold);border-bottom:4px solid var(--gold)}
.trust-row{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:20px;padding:15px;font-size:.84rem}
.trust-row b{color:var(--gold-light)}
.section{padding:78px 0}
.pale{background:#f3f6f8}
.cream{background:var(--cream)}
.navy{background:var(--navy);color:#fff}
.heading{text-align:center;max-width:760px;margin:0 auto 40px}
.heading p,.content p{color:var(--muted)}
.heading.light h2,.heading.light p{color:#fff}
.grid{display:grid;gap:18px}
.six{grid-template-columns:repeat(3,1fr)}
.four{grid-template-columns:repeat(4,1fr)}
.three{grid-template-columns:repeat(3,1fr)}
article{padding:27px;border:1px solid var(--border);border-radius:var(--radius);background:#fff;box-shadow:0 4px 18px rgba(6,43,76,.05)}
article b{color:var(--gold);font-size:1.2rem}
article h3{margin:8px 0}
.navy article{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16)}
.navy article h3{color:#fff}
.navy article p{color:#e2ebf0}
.navy article i{display:grid;place-items:center;width:58px;height:58px;border-radius:15px;background:rgba(214,162,41,.16);color:var(--gold-light);font-style:normal;font-weight:900}
.callout{margin-top:32px;padding:27px;border-radius:var(--radius);background:#fff;color:var(--ink);display:flex;justify-content:space-between;align-items:center;gap:20px;border:1px solid var(--border)}
.callout p{color:var(--muted)}
.mission{margin-top:30px;padding:24px;border-left:5px solid var(--gold);background:#fff;color:var(--muted)}
.resources article a,.text{display:inline-block;margin-top:14px;color:var(--navy);font-weight:800}
.resources article a:hover,.text:hover{color:var(--gold)}
.center{text-align:center}
.partners{display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:center}
.partners aside,.partner-box{background:#fff7df;padding:34px;border:1px solid #ead58f;border-radius:var(--radius)}
.partners small{color:var(--navy);font-weight:900;letter-spacing:.1em}
.about{display:grid;grid-template-columns:.75fr 1.25fr;gap:55px;align-items:center}
.photo{min-height:350px;border-radius:var(--radius);overflow:hidden;background:#e8eef2;display:flex;align-items:center;justify-content:center}
.photo img,.about-photo img{width:100%;height:auto;display:block;object-fit:cover}
.about-photo{max-width:900px;margin:0 auto;padding:32px 4% 0}
.about-photo img{max-height:600px;border-radius:var(--radius);object-fit:cover;object-position:center 20%}
.cta{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;text-align:center;padding:78px 0;border-top:4px solid var(--gold)}
.cta h2{color:#fff}
.cta p{max-width:700px;margin:auto;color:#dbe5ea}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px;padding:55px 0 40px}
footer{background:var(--navy);color:#d7e3ea}
.footer-grid h3{color:#fff}
.footer-grid>div>a:not(.brand){display:block;margin:8px 0}
.footer-grid a:hover{color:var(--gold-light)}
.bottom{border-top:1px solid rgba(255,255,255,.15);padding:18px 0;font-size:.8rem}
.content{max-width:860px;margin:auto}
.content h2{margin-top:40px}
.resource-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:30px}
.resource-list article h3{font-size:1.25rem}
.callout-green{margin-top:35px;padding:28px;border-radius:var(--radius);background:#fff7df;border-left:5px solid var(--gold);color:var(--ink)}
.partner-link{font-weight:800;color:var(--navy)}
.provider-brand{margin-top:20px}
.provider-brand img{max-width:150px;height:auto}
.article-body{max-width:850px;margin:auto}
.article-body h2{margin-top:38px}
.article-body p{font-size:1.05rem}
.article-index{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}
.article-index article{height:100%}
@media(max-width:950px){
  nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:18px;flex-direction:column;align-items:stretch;box-shadow:0 10px 25px rgba(0,0,0,.12)}
  nav.open{display:flex}
  .menu-toggle{display:block}
  .four{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:700px){
  .six,.three,.four,.partners,.about,.footer-grid,.resource-list,.article-index{grid-template-columns:1fr}
  .section{padding:58px 0}
  .hero-content{padding:60px 0}
  .hero-image{max-height:none}
  .buttons .btn{width:100%}
  .callout{flex-direction:column;align-items:flex-start}
  .trust-row{gap:8px 14px;font-size:.76rem}
  .about-photo{padding-top:20px}
}

.hero-visual{background:var(--navy);position:relative}
.hero-actions{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;padding:20px 0 26px}